Make sure your money will be there when you need it--for retirement, college, or anything else-- Worry-Free Investing outlines Six Steps to Worry-Free Investing for every risk-averse investor. Drawing on little-known U.S. government investments and three powerful risk-reduction strategies, it virtually eradicates risk and guarantees returns in excess of inflation. Endorsed by three Nobel Laureates in Economics: Paul Samuelson, Robert Merton, and Francisco Modigliani!