Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more.

Michelle McGagh has been writing about money for over a decade. You´d think that would make her a whizz with her own cash, right? Wrong!

Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn´t in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn´t.